FAQ’s

Frequently asked questions.

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Frequently Asked Questions

What services does Kronos Finance provide?

Kronos Finance offers a range of financial services including mortgages, car finance, and personal loans.

How can I apply for a mortgage through Kronos Finance?

You can apply for a mortgage with Kronos Finance by filling out an online application on our website or visiting one of our branches.

What are the eligibility requirements for obtaining car finance from Kronos Finance?

The eligibility criteria for car finance include factors such as your credit score, income, and employment history. Our team can guide you through the specifics.

Can I apply for both a mortgage and a personal loan from Kronos Finance at the same time?

Yes, you can apply for multiple types of loans simultaneously, but each loan application will be assessed independently.

What documents do I need to provide when applying for a personal loan through Kronos Finance?

You’ll typically need to provide proof of identity, income details, employment information, and details about the purpose of the loan.

What are the interest rates for mortgages offered by Kronos Finance?

Our mortgage interest rates vary based on factors like the loan amount, term, and current market conditions. Contact our team for specific rates.

How long does the loan approval process usually take?

The time for approval can vary, but we strive to process applications efficiently. It usually takes a few business days to complete the review.

Is there a penalty for repaying a loan before the term ends?

Kronos Finance does not charge prepayment penalties on most loans, but it’s recommended to review your loan agreement for details.

What determines the interest rates for car finance at Kronos Finance?

Car finance rates are influenced by factors such as your credit score, the loan term, the type of vehicle, and prevailing market rates.

Does Kronos Finance provide options for refinancing existing mortgages?

Yes, we offer refinancing solutions. You can speak to our team to explore the options available based on your situation.

Can I be approved for a loan with a less-than-perfect credit score?

Kronos Finance considers various factors during the application process, not just credit score. We aim to assist clients with a range of credit histories.

What are the repayment terms for personal loans obtained from Kronos Finance?

Repayment terms for personal loans are typically discussed during the application process and depend on factors like loan amount and term.

Is there a maximum limit to the mortgage amount I can apply for?

Kronos Finance provides mortgages for various amounts. The maximum loan limit may vary based on factors like your income and the property’s value.

Does Kronos Finance offer insurance options for loans?

Yes, we offer insurance options that can help safeguard your loan in case of unexpected events. Our team can provide you with more details.

How can I calculate the monthly repayments for a specific loan amount?

You can use our online loan calculator on the website to estimate your monthly repayments based on loan amount, interest rate, and term.

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